\u975e\u505c\u8f66\u8d37\u6b3e\u548c\u505c\u8f66\u8d37\u6b3e\u662f\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u7684\u4e24\u79cd\u65b9\u5f0f\u3002\u4ed6\u4eec\u4e4b\u95f4\u7684\u4e3b\u8981\u533a\u522b\u662f\u5174\u8da3\u4e0d\u540c\u3002\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u5229\u606f\u6bd4\u505c\u8f66\u8d37\u6b3e\u9ad8\uff0c\u90a3\u4e48\u6c7d\u8f66\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u5229\u606f\u6bd4\u505c\u8f66\u8d37\u6b3e\u9ad8\u591a\u5c11\u5462\uff1f<\/p>\n
\u636e\u4e86\u89e3\uff0c\u6c7d\u8f66\u6309\u63ed\u4e2d\u7684\u91d1\u878d\u673a\u6784\u4e0d\u6536\u53d6\u5229\u606f\uff0c\u4f46\u4f1a\u6309\u6708\u6536\u53d6\u7ba1\u7406\u8d39\uff0c\u5b9e\u9645\u4e0a\u662f\u53d8\u76f8\u6536\u53d6\u5229\u606f\u3002\u6bcf\u4e2a\u5bb6\u5ead\u5bf9\u7ba1\u7406\u8d39\u7387\u6709\u4e0d\u540c\u7684\u89c4\u5b9a\u3002\u7136\u800c\uff0c\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u7ba1\u7406\u8d39\u8fdc\u9ad8\u4e8e\u505c\u8f66\u8d37\u6b3e\u3002\u4ee5\u67d0\u91d1\u878d\u673a\u6784\u7684\u6c7d\u8f66\u8d37\u6b3e\u4e1a\u52a1\u4e3a\u4f8b\uff0c\u89c4\u5b9a\u505c\u8f66\u6708\u7ba1\u7406\u7387\u4e3a2.98%\uff0c\u4e0d\u505c\u8f66\u6708\u7ba1\u7406\u7387\u4e3a4%\u3002<\/p>\n
\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u5229\u606f\u6bd4\u505c\u8f66\u8d37\u6b3e\u7684\u5229\u606f\u9ad8\u591a\u5c11\uff1f<\/p>\n
\u5047\u8bbe\u5b59\u5148\u751f\u7684\u8d37\u6b3e\u91d1\u989d\u4e3a10\u4e07\u5143\uff0c\u8d37\u6b3e\u671f\u9650\u4e3a12\u4e2a\u6708:<\/p>\n
\u975e\u505c\u8f66\u7ba1\u7406\u8d39=100000*4%*12=48000(\u4eba\u6c11\u5e01)<\/p>\n
\u505c\u8f66\u7ba1\u7406\u8d39=10\u4e07*2.98%*12=35760(\u4eba\u6c11\u5e01)<\/p>\n
\u53ef\u4ee5\u5f97\u51fa\u975e\u505c\u8f66\u8d37\u7ba1\u7406\u8d39\u548c\u505c\u8f66\u8d37\u7ba1\u7406\u8d39\u76f8\u5dee12240\u5143\u7684\u7ed3\u8bba\u3002\u4e5f\u53ef\u4ee5\u8bf4\uff0c\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u5229\u606f\u6bd4\u505c\u8f66\u8d37\u6b3e\u9ad812240\u5143\u3002<\/p>\n
\u975e\u505c\u8f66\u8d37\u6b3e\u6848\u4f8b<\/p>\n
\u5c0f\u674e\u4ee5\u67d0\u673a\u6784\u975e\u505c\u8f66\u8d37\u6b3e\u4e3a\u4f8b\u3002\u62b5\u62bc\u8f66\u8f86\u548c\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u6708\u7ba1\u7406\u8d39\u7387\u5206\u522b\u4e3a3.5%\u548c5%\uff0c\u4e00\u6b21\u6027\u6536\u8d39\u5747\u4e3a2%\u3002\u5047\u8bbe\u8d37\u6b3e5\u4e07\u5143\uff0c\u534a\u5e74\u540e\u8fd8\u3002\u524d\u8005\u603b\u8d44\u91d1\u6210\u672c11500\u5143\uff0c\u540e\u8005\u6bd414300\u5143\u591a2800\u5143\u3002\u7531\u6b64\u53ef\u89c1\uff0c\u4e0d\u80fd\u5149\u7528\u6c7d\u8f66\uff0c\u8fd8\u8981\u8003\u8651\u662f\u5426\u80fd\u627f\u62c5\u9ad8\u6602\u7684\u8d44\u91d1\u6210\u672c\u3002<\/p>\n
\u7eb5\u89c2\u6c7d\u8f66\u6309\u63ed\u5e02\u573a\uff0c\u5404\u4e2a\u673a\u6784\u7684\u6536\u8d39\u6807\u51c6\u5dee\u522b\u5f88\u5927\u3002\u5355\u5c31\u6708\u7ba1\u7406\u8d39\u800c\u8a00\uff0c\u4fe1\u6613\u3001\u6cf0\u548c\u8d22\u5bcc\u3001\u4e07\u76db\u94f6\u884c\u7ed9\u51fa\u4e86\u4ece\u9ad8\u5230\u4f4e\u7684\u4e09\u4e2a\u8d39\u7387\uff0c\u5206\u522b\u4e3a5%\u30014%\u30012.5%\u3002\u7ec6\u5fc3\u7684\u670b\u53cb\u53ef\u80fd\u4f1a\u53d1\u73b0\uff0cCreditEase\u7684\u4ef7\u683c\u662f\u4e07\u76db\u94f6\u884c\u7684\u4e24\u500d\u3002\u7136\u800c\uff0c\u4e8b\u5b9e\u5e76\u975e\u5982\u6b64\u3002\u4ef7\u683c\u7684\u5dee\u5f02\u6e90\u4e8e\u5f7c\u6b64\u91c7\u7528\u7684\u8fd8\u6b3e\u65b9\u5f0f\u7684\u4e0d\u540c\u3002<\/p>\n
\u8c03\u67e5\u53d1\u73b0\uff0c\u4fe1\u6613\u548c\u6cf0\u79be\u8d22\u5bcc\u5747\u91c7\u7528\u5148\u4ed8\u606f\u540e\u8fd8\u672c\u7684\u65b9\u5f0f\u3002\u56e0\u4e3a\u5360\u636e\u6700\u91cd\u8981\u4f4d\u7f6e\u7684\u672c\u91d1\u5b9a\u5728\u6700\u540e\u4e00\u4e2a\u6708\u8fd8\u6e05\uff0c\u8d44\u91d1\u9700\u8981\u5f88\u957f\u65f6\u95f4\uff0c\u6240\u4ee5\u4ef7\u683c\u8d8b\u4e8e\u8d70\u9ad8\u4e5f\u662f\u7406\u6240\u5f53\u7136\u7684\u3002\u4f46\u4e07\u76db\u91c7\u7528\u7b49\u989d\u672c\u606f\u8fd8\u6b3e\u6cd5\uff0c\u8981\u6c42\u6bcf\u6708\u507f\u8fd8\u56fa\u5b9a\u672c\u606f\uff0c\u672c\u91d1\u5360\u7528\u65f6\u95f4\u76f8\u5bf9\u8f83\u77ed\uff0c\u56e0\u6b64\u51fa\u73b0\u4e86\u4ef7\u683c\u4f18\u52bf\u3002\u6240\u4ee5\uff0c\u5728\u8d27\u6bd4\u4e09\u5bb6\u7684\u65f6\u5019\uff0c\u4e0d\u4ec5\u8981\u6ce8\u610f\u4ef7\u683c\uff0c\u8fd8\u8981\u6ce8\u610f\u8fd8\u6b3e\u65b9\u5f0f\uff0c\u5c3d\u91cf\u505a\u5230\u6240\u6709\u4fe1\u606f\u900f\u660e\u3002<\/p>\n
\u8f66\u5974\u53ef\u4ee5\u5229\u7528\u81ea\u5df1\u5f3a\u5927\u7684\u8eab\u4efd\uff0c\u83b7\u5f97\u6bcf\u670845\u500d\u7684\u7eaf\u4fe1\u7528\u8d37\u6b3e\u3002\u6bd4\u5982\u5e73\u5b89\u94f6\u884c\u7684\u65b0\u8d37\u6b3e\u5c31\u662f\u4e3a\u4ed6\u4eec\u91cf\u8eab\u5b9a\u5236\u7684\u4ea7\u54c1\u3002\u53ea\u8981\u4ed6\u4eec\u6ee1\u8db3\u826f\u597d\u7684\u4fe1\u7528\u548c\u534a\u5e74\u7684\u8f66\u8f86\u62b5\u62bc\u8981\u6c42\uff0c\u4ed6\u4eec\u5c31\u53ef\u4ee5\u83b7\u5f97\u8d37\u6b3e\u901a\u884c\u8bc1\u3002\u8be5\u4ea7\u54c1\u6708\u9884\u671f\u5e74\u5316\u5229\u7387\u4ec5\u4e3a1.6%\uff0c\u540c\u4e00\u7b14\u8d37\u6b3e5\u4e07\u5143\uff0c\u534a\u5e74\u671f\u5229\u7387\u4ec5\u4e3a2837\u5143\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"\u975e\u505c\u8f66\u8d37\u6b3e\u548c\u505c\u8f66\u8d37\u6b3e\u662f\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u7684\u4e24\u79cd\u65b9\u5f0f\u3002\u4ed6\u4eec\u4e4b\u95f4\u7684\u4e3b\u8981\u533a\u522b\u662f\u5174\u8da3\u4e0d\u540c\u3002\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u5229\u606f\u6bd4\u505c\u8f66\u8d37\u6b3e\u9ad8\uff0c\u90a3\u4e48\u6c7d\u8f66\u975e\u505c\u8f66\u8d37\u6b3e\u7684\u5229\u606f\u6bd4\u505c\u8f66\u8d37\u6b3e\u9ad8\u591a\u5c11\u5462\uff1f\u636e\u4e86\u89e3","protected":false},"author":1,"featured_media":34361,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[2816],"_links":{"self":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts\/22886"}],"collection":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/comments?post=22886"}],"version-history":[{"count":0,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts\/22886\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/media\/34361"}],"wp:attachment":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/media?parent=22886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/categories?post=22886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/tags?post=22886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}