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\u8f66\u8f86\u62b5\u62bc\u8d37\u6b3e\u5982\u679c\u8fd8\u4e0d\u4e0a\u7684\u8bdd\uff0c\u5efa\u8bae\u501f\u6b3e\u4eba\u8054\u7cfb\u8d37\u6b3e\u7ecf\u529e\u94f6\u884c\u6216\u8d37\u6b3e\u673a\u6784\u8fdb\u884c\u534f\u5546\uff0c\u770b\u80fd\u5426\u5ef6\u957f\u8d37\u6b3e\u671f\u9650\u3002\u5982\u679c\u94f6\u884c\u6216\u8d37\u6b3e\u673a\u6784\u5141\u51c6\u4e86\u7684\u8bdd\uff0c\u90a3\u501f\u6b3e\u4eba\u5c31\u80fd\u6682\u7f13\u8fd8\u6b3e\u538b\u529b\u4e86\uff0c\u4e4b\u540e\u6309\u7167\u5546\u91cf\u597d\u7684\u65b0\u7684\u8fd8\u6b3e\u671f\u9650\u6309\u65f6\u8fd8\u6b3e\u5c31\u884c\u3002\u5f53\u7136\uff0c\u94f6\u884c\u6216\u8d37\u6b3e\u673a\u6784\u4e5f\u53ef\u80fd\u4e0d\u540c\u610f\uff0c\u5bf9\u6b64\uff0c\u501f\u6b3e\u4eba\u53ef\u4ee5\u5c1d\u8bd5\u627e\u8eab\u8fb9\u7684\u4eb2\u670b\u597d\u53cb\u501f\u94b1\uff0c\u5148\u501f\u94b1\u628a\u8f66\u8d37\u7ed9\u8fd8\u4e0a\uff0c\u7b49\u4e4b\u540e\u8d44\u91d1\u5145\u88d5\u4e86\uff0c\u518d\u8fd8\u94b1\u7ed9\u4eb2\u53cb\u3002<\/p>\n
\u6613\u946b\u8f66\u8d37\u4e00\u5e74\u591a\u6ca1\u8fd8\u4e86\u600e\u4e48\u529e<\/p>\n
\u6613\u946b\u8f66\u8d37\u4e00\u5e74\u591a\u6ca1\u8fd8\uff0c\u5982\u679c\u7ecf\u6d4e\u80fd\u529b\u5141\u8bb8\uff0c\u5e94\u53ca\u65f6\u8fd8\u6e05\u6b20\u6b3e\u3002\u6613\u946b\u8f66\u8d37\u6b20\u6b3e\u6ca1\u8fd8\u5bb9\u6613\u51fa\u73b0\u4ee5\u4e0b\u540e\u679c\uff1a<\/p>\n
1\u3001\u4e25\u91cd\u7f5a\u606f\uff1a\u903e\u671f\u65f6\u95f4\u8d8a\u957f\uff0c\u7f5a\u606f\u5c31\u8d8a\u591a\uff0c\u6240\u4ee5\u6709\u80fd\u529b\u507f\u8fd8\u5e94\u53ca\u65f6\u8fd8\u6e05\u6b20\u6b3e\uff1b<\/p>\n
2\u3001\u906d\u9047\u50ac\u6536\uff1a\u5982\u679c\u6b20\u6b3e\u65f6\u95f4\u8fc7\u957f\uff0c\u4f1a\u88ab\u50ac\u6536\uff0c\u5f71\u54cd\u672c\u4eba\u53ca\u5bb6\u4eba\u6b63\u5e38\u751f\u6d3b\uff1b<\/p>\n
3\u3001\u5f81\u4fe1\u51fa\u73b0\u4e0d\u826f\u8bb0\u5f55\uff1a\u6613\u946b\u8f66\u8d37\u6709\u4e0a\u592e\u884c\u5f81\u4fe1\uff0c\u903e\u671f\u4f1a\u4e0a\u4f20\u5230\u5f81\u4fe1\uff0c\u5f71\u54cd\u4e2a\u4eba\u4fe1\u8d37\u751f\u6d3b\uff1b<\/p>\n
4\u3001\u88ab\u8d77\u8bc9\uff1a\u903e\u671f\u592a\u4e45\u4e0d\u8fd8\u6b3e\u4f1a\u88ab\u8d77\u8bc9\u5230\u6cd5\u9662\uff0c\u5e76\u628a\u8f66\u8f86\u901a\u8fc7\u6cd5\u9662\u62cd\u5356\uff0c\u62cd\u5356\u6240\u5f97\u6b3e\u9879\u5c06\u7528\u6237\u8fd8\u503a\u3002<\/p>\n
\u62d3\u5c55\u8d44\u6599\uff1a<\/p>\n
\u8f66\u8d37\uff08Car Loan\uff09\u6307\u8d37\u6b3e\u4eba\u5411\u7533\u8bf7\u8d2d\u4e70\u6c7d\u8f66\u7684\u501f\u6b3e\u4eba\u53d1\u653e\u7684\u8d37\u6b3e\u3002<\/p>\n
\u8f66\u8d37\u7684\u5b9e\u9645\u5229\u7387\u7531\u529e\u7406\u94f6\u884c\u6839\u636e\u5ba2\u6237\u7684\u5b9e\u9645\u60c5\u51b5\uff0c\u53c2\u7167\u592e\u884c\u89c4\u5b9a\u7684\u8d37\u6b3e\u57fa\u51c6\u5229\u7387\u6765\u5236\u5b9a\u3002\u8f66\u8d37\u7c7b\u578b\u4e3b\u8981\u6709\u76f4\u5ba2\u5f0f\u3001\u95f4\u5ba2\u5f0f\u3001\u4fe1\u7528\u5361\u8f66\u8d37\u4e09\u79cd\u3002\u8f66\u8d37\u671f\u9650\u4e00\u822c\u4e3a1-3\u5e74\uff0c\u6700\u957f\u4e0d\u8d85\u8fc75\u5e74\u3002<\/p>\n
\u8f66\u8d37\u7c7b\u578b<\/p>\n
\u8f66\u8d37\u4e2a\u4eba\u8d37\u6b3e\u8d2d\u8f66\u4e1a\u52a1\u5206\u4e3a\u76f4\u5ba2\u5f0f\u3001\u95f4\u5ba2\u5f0f\u3001\u4fe1\u7528\u5361\u8f66\u8d37\u4e09\u79cd\u3002\u76f4\u5ba2\u5f0f\u4e00\u822c\u4e3a\u5ba2\u6237\u76f4\u63a5\u89c1\u9762\u8fdb\u884c\u8d37\u6b3e\u7684\u94f6\u884c\u8f66\u8d37\uff0c\u95f4\u5ba2\u5f0f\u4e00\u822c\u4e3a\u6c7d\u8f66\u91d1\u878d\u516c\u53f8\u8f6c\u63a5\u5ba2\u6237\u7684\u6c7d\u8f66\u91d1\u878d\u516c\u53f8\u8f66\u8d37\u3002<\/p>\n
\u76f4\u5ba2\u5f0f\u94f6\u884c\u8f66\u8d37\uff0c\u6240\u6536\u7684\u8d39\u7528\u9879\u76ee\u4e3a\u62bc\u91d1\u3001\u672c\u606f\u30013%\u62c5\u4fdd\u8d39\u7b49\uff0c\u94f6\u884c\u4f18\u8d28\u5ba2\u6237\u8d39\u7528\u8fd8\u4f1a\u6709\u6240\u4f18\u60e0\uff0c\u4e0d\u8fc7\u6bcf\u5bb6\u94f6\u884c\u7684\u4f18\u60e0\u653f\u7b56\u5404\u6709\u4e0d\u540c\u3002<\/p>\n
\u95f4\u5ba2\u5f0f\u6c7d\u8f66\u91d1\u878d\u516c\u53f8\u8f66\u8d37\u9664\u4e86\u7f34\u7eb3\u4ee5\u4e0a\u8d39\u7528\u5916\uff0c\u8fd8\u9700\u8d1f\u62c5\u76d1\u7ba1\u8d39\u3001\u8f66\u961f\u7ba1\u7406\u8d39\u3001\u8d28\u4fdd\u7eed\u4fdd\u62bc\u91d1<\/p>\n
\u8fd8\u6709\u4e00\u79cd\u5c31\u662f\u4fe1\u7528\u5361\u8f66\u8d37\uff0c\u4fe1\u7528\u5361\u5206\u671f\u8d2d\u8f66\u8d37\u6b3e\u53ea\u5bf9\u94f6\u884c\u4fe1\u7528\u5361\u7528\u6237\u63d0\u4f9b\u5206\u671f\u4ed8\u6b3e\uff0c\u4e0d\u662f\u4efb\u4f55\u6761\u4ef6\u90fd\u53ef\u4ee5\u529e\u7406\uff0c\u8fd8\u8981\u6709\u4e00\u4e2a\u5ba1\u6838\u7a0b\u5e8f\uff0c\u6709\u4e0d\u826f\u4fe1\u7528\u8bb0\u5f55\u7684\u4fe1\u7528\u5361\u7528\u6237\u5c31\u5f88\u96be\u529e\u7406\u3002<\/p>\n
\u4fe1\u7528\u5361\u5206\u671f\u8d2d\u8f66\u7684\u5177\u4f53\u6b65\u9aa4\u5927\u81f4\u5982\u4e0b\uff1a<\/p>\n
1.\u6301\u5361\u4eba(\u6216\u7533\u8bf7\u4eba)\u7535\u8bdd\u8d44\u8be2\u94f6\u884c\u4fe1\u7528\u5361\u4e2d\u5fc3\u6216\u53bb\u5f53\u5730\u94f6\u884c\uff0c\u4e86\u89e3\u662f\u5426\u80fd\u591f\u529e\u7406\u4fe1\u7528\u5361\u8f66\u8d37\u3002<\/p>\n
2.\u6301\u5361\u4eba\u6301\u672c\u4eba\u8eab\u4efd\u8bc1\u4ef6\uff0c\u81f3\u7ecf\u9500\u5546\u5904\u73b0\u573a\u586b\u5199\u8f66\u8d2d\u6613\u5206\u671f\u8ba2\u5355\uff0c\u4ea4\u7531\u94f6\u884c\u540e\u53f0\u5b9e\u65bd\u5ba1\u6838\u3002<\/p>\n
3.\u5f53\u8ba2\u5355\u5ba1\u6838\u901a\u8fc7\u540e\uff0c\u6301\u5361\u4eba\u4ed8\u9996\u4ed8\u6b3e\uff0c\u5e76\u529e\u7406\u6b63\u5e38\u8d2d\u8f66\u624b\u7eed\u3002<\/p>\n
4.\u5f53\u8f66\u8f86\u4e0a\u5b8c\u724c\u7167\u4ee5\u540e\uff0c\u6301\u5361\u4eba\u9700\u8981\u5411\u94f6\u884c\u529e\u7406\u62b5\u62bc\u624b\u7eed\u540c\u65f6\u8d2d\u4e70\u6240\u9700\u89c4\u5b9a\u8f66\u9669\u9669\u79cd\u3002<\/p>\n
5.\u6700\u540e\u6211\u4eec\u5c31\u53ef\u4ee5\u987a\u5229\u5730\u5c06\u7231\u8f66\u5f00\u8d70\u3002<\/p>\n
\u8d37\u6b3e\u6761\u4ef6<\/p>\n
1.\u5177\u6709\u6709\u6548\u8eab\u4efd\u8bc1\u660e\u4e14\u5177\u6709\u5b8c\u5168\u6c11\u4e8b\u884c\u4e3a\u80fd\u529b\uff1b<\/p>\n
2.\u80fd\u63d0\u4f9b\u56fa\u5b9a\u548c\u8be6\u7ec6\u4f4f\u5740\u8bc1\u660e\uff1b<\/p>\n
3.\u5177\u6709\u7a33\u5b9a\u7684\u804c\u4e1a\u548c\u6309\u671f\u507f\u8fd8\u8d37\u6b3e\u672c\u606f\u7684\u80fd\u529b\uff1b<\/p>\n
4.\u4e2a\u4eba\u793e\u4f1a\u4fe1\u7528\u826f\u597d\uff1b<\/p>\n
5.\u6301\u6709\u8d37\u6b3e\u4eba\u8ba4\u53ef\u7684\u8d2d\u8f66\u5408\u540c\u6216\u534f\u8bae\uff1b<\/p>\n
6.\u5408\u4f5c\u673a\u6784\u89c4\u5b9a\u7684\u5176\u4ed6\u6761\u4ef6\u3002<\/p>\n
\u6613\u946b\u8f66\u8d37\u4e0d\u8fd8\u540e\u679c\uff1f\u62d6\u8f66\u662f\u5c0f\u8d37\u6b3e\u7528\u6237\u662f\u5927\uff01<\/p>\n
;\u5728\u4fe1\u8d37\u884c\u4e1a\u91cc\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u7f51\u8d37\u5e73\u53f0\u6d8c\u73b0\u51fa\u6765\uff0c\u5176\u4e2d\u8fd8\u6709\u4e00\u4e9b\u4e13\u95e8\u641e\u6c7d\u8f66\u8d37\u6b3e\u7684\u5e73\u53f0\u3002\u6613\u946b\u8f66\u8d37\u5c31\u662f\u5f53\u524d\u8f83\u706b\u7684\u4e00\u4e2a\u8f66\u8d37\u5e73\u53f0\u3002\u4e0d\u8fc7\uff0c\u5927\u91cf\u7528\u6237\u7684\u80cc\u540e\uff0c\u8fd8\u6709\u5f88\u591a\u8d37\u6b3e\u4e0d\u8fd8\u7684\u4eba\u3002\u90a3\u4e48\uff0c\u6613\u946b\u8f66\u8d37\u4e0d\u8fd8\u540e\u679c\u662f\u4ec0\u4e48\u5462\uff1f\u4eca\u5929\u5c31\u4e3a\u5927\u5bb6\u4ecb\u7ecd\u4e00\u4e0b\u76f8\u5173\u5185\u5bb9\u3002<\/p>\n
1\u3001\u4e2a\u4eba\u4fe1\u7528\u4e25\u91cd\u53d7\u635f<\/p>\n
\u6613\u946b\u8f66\u8d37\u867d\u662f\u7f51\u8d37\u5e73\u53f0\uff0c\u4f46\u5f88\u591a\u653e\u6b3e\u673a\u6784\u662f\u94f6\u884c\u3001\u6d88\u8d39\u91d1\u878d\u516c\u53f8\u3002\u56e0\u6b64\uff0c\u5927\u5bb6\u7684\u4e2a\u4eba\u5f81\u4fe1\u6781\u6709\u53ef\u80fd\u53d7\u5230\u635f\u5bb3\uff0c\u751a\u81f3\u6210\u4e3a\u4e00\u540d\u5f81\u4fe1\u8d37\u6b3e\u7528\u6237\u3002\u4e00\u540d\u5f81\u4fe1\u8d37\u6b3e\u7528\u6237\u7684\u672a\u6765\u5c06\u5341\u5206\u60b2\u60e8\u3002<\/p>\n
2\u3001\u7231\u8f66\u88ab\u6536\u8d70<\/p>\n
\u6839\u636e\u5408\u540c\u7ea6\u5b9a\uff0c\u5982\u679c\u5927\u5bb6\u8d37\u6b3e\u4e0d\u8fd8\uff0c\u6613\u946b\u8f66\u8d37\u662f\u53ef\u4ee5\u5c06\u5927\u5bb6\u7684\u6c7d\u8f66\u62d6\u8d70\u7684\u3002\u5982\u679c\u5927\u5bb6\u62d2\u4e0d\u8fd8\u8f66\uff0c\u90a3\u4e48\u5c31\u53ef\u80fd\u4f1a\u89e6\u53ca\u5230\u8d37\u6b3e\u8bc8\u9a97\u7f6a\uff0c\u6709\u7262\u72f1\u4e4b\u707e\u3002<\/p>\n
3\u3001\u88ab\u7f51\u7edc\u5de8\u5934\u5c01\u6740<\/p>\n
\u6613\u946b\u8f66\u8d37\u662f\u7531\u817e\u8baf\u3001\u4eac\u4e1c\u3001\u767e\u5ea6\u548c\u6613\u8f66\u56db\u5bb6\u5de8\u5934\u8054\u5408\u6295\u8d44\u7684\u8f66\u8d37\u5e73\u53f0\u3002\u4e00\u65e6\u5728\u6613\u946b\u8f66\u8d37\u501f\u6b3e\u4e0d\u8fd8\uff0c\u90a3\u4e48\u5927\u5bb6\u5c31\u5f88\u6709\u53ef\u80fd\u88ab\u56db\u5927\u7f51\u7edc\u5de8\u5934\u5c01\u6740\uff0c\u4ee5\u540e\u7684\u7f51\u7edc\u751f\u6d3b\u5c06\u53d7\u5230\u5f88\u5927\u9650\u5236\u3002<\/p>\n
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