{"id":30055,"date":"2023-12-13T10:06:14","date_gmt":"2023-12-13T02:06:14","guid":{"rendered":"https:\/\/www.962900.com\/30055.html"},"modified":"2023-12-13T10:06:14","modified_gmt":"2023-12-13T02:06:14","slug":"%e6%b1%bd%e8%bd%a6%e6%97%a0%e6%8a%b5%e6%8a%bc%e8%b4%b7%e6%ac%be%e8%bf%98%e5%ae%8c%e4%ba%86%e6%80%8e%e4%b9%88%e5%8a%9e%e6%89%8b%e7%bb%ad%e6%b1%bd%e8%bd%a6%e6%8a%b5%e6%8a%bc%e8%b4%b7%e6%ac%be%e5%ae%8c","status":"publish","type":"post","link":"https:\/\/www.962900.com\/30055.html","title":{"rendered":"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)?"},"content":{"rendered":"<p>\u6295\u8d44\u8005\u7684\u5e7f\u6cdb\u53c2\u4e0e\u5f97\u76ca\u4e8e\u4ee5\u4e0b\u51e0\u65b9\u9762\u7279\u5f81\uff0c\u9996\u5148\u4ea7\u54c1\u98ce\u9669\u655e\u53e3\u671f\u9650\u8f83\u77ed\uff0c\u5927\u90e8\u5206\u62b5\u62bc\u54c1\u8d37\u6b3e\u7684\u5408\u540c\u671f\u9650\u4e0d\u8d85\u8fc75\u5e74\uff0c\u5c11\u91cf\u4e3a5-7\u5e74\uff0c\u5927\u90e8\u5206\u4f18\u5148\u7ea7\u503a\u5238\u7684\u52a0\u6743\u5e73\u5747\u671f\u9650\u4e0d\u8d85\u8fc72\u5e74\uff0c\u5c11\u91cf\u4e3a2-3\u5e74\uff1b\u5176\u6b21\u8d44\u4ea7\u6c60\u96c6\u4e2d\u5ea6\u4f4e\uff0c\u98ce\u9669\u8f83\u4e3a\u5206\u6563\uff0c\u5355\u7b14\u8d37\u6b3e\u91d1\u989d\u4e3a2.6-2.9\u4e07\u7f8e\u5143\uff1b\u7b2c\u4e09\uff0c\u5386\u53f2\u635f\u5931\u7387\u548c\u65e9\u507f\u7387\u53cc\u4f4e\uff0c\u5e02\u573a\u8fd0\u884c\u76f8\u5bf9\u7a33\u5b9a\uff0c\u503a\u5238\u8bc4\u7ea7\u8c03\u589e\u591a\u8c03\u964d\u5c11\u3002\u6b21\u7ea7\u6c7d\u8f66\u8d37\u6b3e ABS\u76f8\u5bf9\u4e8e\u4f18\u8d28\u6c7d\u8f66\u8d37\u6b3eABS\u7684\u5360\u6bd4\u5728\u5386\u53f2\u4e0a\u4e3a50-65%\uff0c\u5927\u81f4\u7b26\u5408\u7f8e\u56fd\u7684\u4eba\u53e3\u7ed3\u6784\u6bd4\u4f8b\u3002\u4f18\u8d28\u548c\u6b21\u7ea7\u662f\u6309\u7167\u501f\u6b3e\u4eba\u4fe1\u7528\u8d44\u8d28\u5212\u5206\uff0c\u4ee5\u4ece\u5916\u90e8\u62c9\u53d6\u7684\u4fe1\u7528\u5206\u6570FICO\u8861\u91cf\uff0c\u4f18\u8d28\u591a\u9700\u8fbe720\u5206\u4ee5\u4e0a\uff0c\u6b21\u7ea7\u591a\u672a\u80fd\u8fbe660\u5206\uff0c\u4e2d\u95f4\u88ab\u5f52\u4e3a\u6b21\u4f18\u7c7b\uff08Nearprime\/Alt-A\uff09\u3002\u5176\u5bf9\u5e94\u7684\u9884\u671f\u7d2f\u8ba1\u635f\u5931\u7387\u6709\u663e\u8457\u5dee\u5f02\uff0c\u5982\u4f18\u8d28\u8d37\u6b3e\u4f4e\u4e8e3%\uff0c\u800c\u6b21\u7ea7\u8d37\u6b3e\u5e73\u5747\u57288%\u4ee5\u4e0a\uff1b\u4e14\u4f18\u8d28\u8d37\u6b3e\u7684\u62b5\u62bc\u7269\u591a\u4e3a\u65b0\u8f66\uff0c\u800c\u6b21\u7ea7\u8d37\u6b3e\u4e8c\u624b\u8f66\u6bd4\u4f8b\u66f4\u9ad8\u3002<\/p>\n<p>1\u3001\u4ea7\u54c1\u6cd5\u5f8b\u7ed3\u6784<\/p>\n<p>\u7f8e\u56fd\u6c7d\u8f66\u8d37\u6b3eABS\u5206\u4e3a\u6240\u6709\u4eba\u4fe1\u6258\u548c\u59d4\u6258\u4eba\u4fe1\u6258\u4e24\u79cd\u5f62\u5f0f\uff0c\u59d4\u6258\u4eba\u4fe1\u6258\u591a\u7528\u4e8e\u65e9\u671f\u7684\u8fc7\u624b\u8bc1\u5238\u7ed3\u6784\uff0c\u76ee\u524d\u666e\u904d\u4f7f\u7528\u7684\u662f\u6240\u6709\u4eba\u4fe1\u6258\uff0c\u53ef\u5bf9\u8d44\u4ea7\u6c60\u7684\u73b0\u91d1\u6d41\u8fdb\u884c\u91cd\u65b0\u5206\u914d\uff0c\u5b89\u6392\u6210\u4e0d\u540c\u5c42\u7ea7\u503a\u5238\u7684\u987a\u5e8f\u652f\u4ed8\u7ed3\u6784\u3002\u501f\u6b3e\u4eba\u8fd8\u6b3e\u73b0\u91d1\u6d41\u901a\u8fc7\u670d\u52a1\u5546\u5f52\u96c6\u8fdb\u5165\u4fe1\u6258\uff0c\u53d1\u884c\u4eba\u5411\u6d41\u52a8\u6027\u50a8\u5907\u8d26\u6237\u9884\u5b58\u73b0\u91d1\uff0c\u7ed9\u4ea4\u6613\u8fdb\u884c\u4fe1\u7528\u589e\u7ea7\u3002\u4fe1\u6258\u5c06\u73b0\u91d1\u6d41\u5206\u914d\u7ed9\u6295\u8d44\u8005\uff0c\u5e76\u5c06\u8d85\u989d\u5229\u5dee\u5b58\u7ed9\u6d41\u52a8\u6027\u50a8\u5907\u8d26\u6237\uff0c\u5bf9\u672a\u6765\u7684\u73b0\u91d1\u6d41\u652f\u4ed8\u589e\u52a0\u4fdd\u62a4\u3002<\/p>\n<p><img src='https:\/\/www.962900.com\/wp-content\/uploads\/2023\/12\/1702433174363_0.png' ='\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed'\/ alt=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? (https:\/\/www.962900.com\/) \u77e5\u8bc6\u95ee\u7b54 \u7b2c1\u5f20\" title=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? \u77e5\u8bc6\u95ee\u7b54 \u7b2c1\u5f20-\" ><\/p>\n<p>2\u3001\u73b0\u91d1\u6d41\u7011\u5e03<\/p>\n<p>\u4ea7\u54c1\u7ed3\u6784\u548c\u4fe1\u7528\u589e\u7ea7\u65b9\u5f0f\u51b3\u5b9a\u4e86\u73b0\u91d1\u6d41\u5206\u914d\uff0c\u76ee\u524d\u5e02\u573a\u4e0a\u5e38\u7528\u7684\u4e24\u79cd\u7ed3\u6784\u662f\uff1a<\/p>\n<p>\uff081\uff09\u987a\u5e8f\u652f\u4ed8\uff08Sequential\uff09\u3002\u6309\u7167\u4f18\u5148\u7ea7\u4f9d\u6b21\u5411A1\uff0cA2\uff0cA3\u652f\u4ed8\uff0c\u6700\u540e\u652f\u4ed8\u6b21\u7ea7\u6863\u3002\u5982\u5728\u8fdd\u7ea6\u4e8b\u4ef6\u53d1\u751f\u540e\uff0c\u53ea\u5411\u672a\u5230\u671f\u7684\u6700\u9ad8\u4f18\u5148\u7ea7\u503a\u5238\u652f\u4ed8\u672c\u606f\uff0c\u6682\u505c\u5411\u5206\u7ea7\u52a3\u540e\u503a\u5238\u652f\u4ed8\u73b0\u91d1\u6d41\uff0c\u76f4\u5230\u6700\u9ad8\u4f18\u5148\u7ea7\u5168\u90e8\u6e05\u507f\u4e3a\u6b62\uff0c\u4ee5\u6b64\u7c7b\u63a8\u3002\u6216\u4ee5\u8d85\u989d\u5229\u5dee\u52a0\u901f\u507f\u8fd8\u4f18\u5148\u6863\uff0c\u4ece\u800c\u6062\u590d\u5230\u8d85\u989d\u62b5\u62bc\u8981\u6c42\u7684\u6700\u4f4e\u6c34\u5e73\u3002\u4e00\u65e6\u53d1\u751f\u8fdd\u7ea6\uff0c\u6295\u8d44\u8005\u5e0c\u671b\u5c3d\u5feb\u56de\u6b3e\uff0c\u52a0\u901f\u507f\u8fd8\u7684\u5b89\u6392\u6709\u5229\u4e8e\u4fdd\u969c\u77ed\u671f\u4f18\u5148\u6863\u6295\u8d44\u8005\u5229\u76ca\uff0c\u8fd9\u79cd\u7ed3\u6784\u5b89\u6392\u4e0b\u77ed\u671f\u4f18\u5148\u6863A1\u7684\u5c55\u671f\u98ce\u9669\u6700\u4f4e\u3002\u5e38\u89c1\u53d1\u884c\u4eba\u5982\u798f\u7279\uff0c\u901a\u7528\uff0cAlly\u3002<\/p>\n<p>\uff082\uff09\u987a\u5e8f\u652f\u4ed8\uff0c\u4f46\u5728\u6761\u4ef6\u89e6\u53d1\u4e0bAAA\u7ea7\u503a\u5238\u8f6c\u4e3a\u7b49\u6bd4\u4f8b\u652f\u4ed8\uff08Pro rata\uff09\u3002\u89e6\u53d1\u6761\u4ef6\u53ef\u4ee5\u662f\u53d1\u751f\u8fdd\u7ea6\u4e8b\u4ef6\uff0c\u6216\u8005\u9884\u8bbe\u7684\u4fe1\u7528\u6307\u6807\uff0cA1\uff0cA2\uff0cA3\u4e0d\u518d\u6309\u7167\u987a\u5e8f\u652f\u4ed8\u800c\u662f\u7b49\u6bd4\u4f8b\u652f\u4ed8\uff0c\u6700\u540e\u652f\u4ed8\u6b21\u7ea7\u6863\u3002\u73b0\u91d1\u6d41\u8f6c\u4e3a\u5728\u4f18\u5148\u7ea7\u4e4b\u95f4\u5206\u4eab\u7684\u5b89\u6392\u6709\u5229\u4e8e\u4fdd\u969c\u8f83\u957f\u671f\u4f18\u5148\u6863\u6295\u8d44\u8005\u5229\u76ca\uff0c\u77ed\u671f\u4f18\u5148\u6863\u6709\u4e00\u5b9a\u7684\u5c55\u671f\u98ce\u9669\u3002\u5e38\u89c1\u53d1\u884c\u4eba\u5982\u5b9d\u9a6c\uff0cCapital One\uff0c\u672c\u7530\uff0c\u4e30\u7530\uff0c\u65e5\u4ea7\uff0c\u5927\u4f17\u7b49\u3002<\/p>\n<p><img src='https:\/\/www.962900.com\/wp-content\/uploads\/2023\/12\/1702433174363_1.jpg' ='\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed'\/ alt=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? (https:\/\/www.962900.com\/) \u77e5\u8bc6\u95ee\u7b54 \u7b2c2\u5f20\" title=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? \u77e5\u8bc6\u95ee\u7b54 \u7b2c2\u5f20-\" ><\/p>\n<p>3\u3001\u4fe1\u7528\u589e\u7ea7\u65b9\u5f0f<\/p>\n<p>\uff081\uff09\u4f18\u5148\u7ea7\u3001\u6b21\u7ea7\u7ed3\u6784\uff1a\u4fe1\u6258\u5728\u5206\u914d\u73b0\u91d1\u6d41\u4e0a\u7684\u4f18\u5148\u52a3\u540e\u6b21\u5e8f\u4f7f\u4f18\u5148\u7ea7\u503a\u5238\u7684\u4fe1\u7528\u4fdd\u969c\u63d0\u5347\uff0c\u4f18\u5148\u7ea7\u3001\u6b21\u7ea7\u503a\u5238\u7684\u76f8\u5bf9\u539a\u5ea6\u51b3\u5b9a\u4e86\u4f18\u5148\u7ea7\u53d7\u5230\u6b21\u7ea7\u4fdd\u969c\u7684\u7a0b\u5ea6\u3002\u82e5\u9884\u671f3%\u635f\u5931\u6c34\u5e73\uff0c\u5207\u5206\u51fa15%\u7684\u6b21\u7ea7\u503a\u5238\u5bf9\u4f18\u5148\u7ea7\u503a\u5238\u7684\u4fdd\u62a4\u4e3a5\u500d\u3002<\/p>\n<p>\uff082\uff09\u6d41\u52a8\u6027\u50a8\u5907\u8d26\u6237\uff1a\u53d1\u884c\u673a\u6784\u901a\u8fc7\u4fe1\u6258\u8bbe\u7acb\u6d41\u52a8\u6027\u50a8\u5907\u8d26\u6237\uff0c\u5e76\u9884\u5b58\u7ea61-2%\u7684\u73b0\u91d1\u4f5c\u4e3a\u6d41\u52a8\u6027\u50a8\u5907\uff0c\u8fd9\u4e9b\u73b0\u91d1\u53ef\u4ee5\u5728\u671f\u521d\u4e00\u6b21\u6027\u5b58\u9f50\uff0c\u4e5f\u53ef\u4ee5\u6309\u4ea4\u6613\u8bbe\u5b9a\u5728\u6570\u6708\u5185\u901a\u8fc7\u4ea4\u6613\u751f\u6210\u7684\u8d85\u989d\u5229\u5dee\u73b0\u91d1\u6d41\u6765\u79ef\u7d2f\u8f6c\u5165\u3002\u4e00\u65e6\u8fbe\u5230\u8bbe\u5b9a\u7684\u767e\u5206\u6bd4\u6216\u7edd\u5bf9\u91d1\u989d\u6c34\u5e73\uff0c\u5c31\u8981\u7ef4\u6301\u4e0d\u4f4e\u4e8e\u8be5\u6c34\u5e73\uff0c\u51fa\u73b0\u7f3a\u53e3\u65f6\u9700\u53ca\u65f6\u4ee5\u8d85\u989d\u5229\u5dee\u8865\u8db3\u3002\u5386\u53f2\u4ea4\u6613\u8bb0\u5f55\u663e\u793a\uff0c\u4fdd\u6301\u8db3\u989d\u7684\u73b0\u91d1\u50a8\u5907\u662f\u4e00\u79cd\u6709\u6548\u7684\u4fe1\u7528\u589e\u7ea7\u624b\u6bb5\uff0c\u7279\u522b\u662f\u5bf9\u4e8e\u65e0\u9012\u51cf\u6d41\u52a8\u6027\u50a8\u5907\u8d26\u6237\uff0c\u5176\u8bbe\u5b9a\u7684\u50a8\u5907\u6c34\u5e73\u8981\u4fdd\u6301\u5728\u539f\u59cb\u8d44\u4ea7\u6c60\u91d1\u989d\u7684\u4e00\u5b9a\u767e\u5206\u6bd4\uff0c\u4e0d\u968f\u7740\u503a\u5238\u4f59\u989d\u4e0b\u964d\u800c\u4e0b\u964d\uff0c\u968f\u7740\u4f18\u5148\u6863\u507f\u4ed8\uff0c\u66f4\u6709\u673a\u4f1a\u51fa\u73b0\u52a3\u540e\u6863\u7684\u8bc4\u7ea7\u8c03\u5347\u3002<\/p>\n<p>\uff083\uff09\u8d85\u989d\u5229\u5dee\uff1a\u8d44\u4ea7\u6c60\u6536\u76ca\u7387\u5728\u652f\u4ed8\u8d39\u7528\u548c\u503a\u5238\u5229\u606f\u4e4b\u540e\u7684\u90e8\u5206\uff0c\u5145\u5f53\u62b5\u62bc\u8d37\u6b3e\u53d1\u751f\u635f\u5931\u540e\u7684\u7f13\u51b2\u3002\u901a\u5e38Prime\u8d44\u4ea7\u6c60\u5728\u5438\u6536\u635f\u5931\u4e4b\u540e\u8d85\u989d\u5229\u5dee\u6c34\u5e73\u4e3a1.5-3%\uff0cSubprime\u4f1a\u66f4\u9ad8\uff0c\u6709\u53ef\u80fd\u523010%\u3002\u53ef\u7528\u6765\u52a0\u901f\u507f\u8fd8\u4f18\u5148\u6863\uff0c\u6216\u5b58\u5165\u6d41\u52a8\u6027\u50a8\u5907\u8d26\u6237\uff0c\u6216\u652f\u4ed8\u7ed9\u6b21\u7ea7\u6863\u6295\u8d44\u8005\u3002<\/p>\n<p>\uff084\uff09\u8d85\u989d\u62b5\u62bc\uff1a\u5728\u88ab\u8bc1\u5238\u5316\u8d44\u4ea7\u6c60\u5916\u989d\u5916\u63d0\u4f9b\u7684\u62b5\u62bc\u54c1\uff0c\u5176\u4ea7\u751f\u7684\u672c\u606f\u73b0\u91d1\u6d41\u53ef\u5bf9\u4ea4\u6613\u53d1\u751f\u7684\u635f\u5931\u63d0\u4f9b\u8fdb\u4e00\u6b65\u7f13\u51b2\u548c\u5438\u6536\uff0c\u4e5f\u53ef\u4ee5\u8fd1\u4f3c\u770b\u4f5c\u662f\u6b21\u7ea7\u6743\u5229\u7684\u4e00\u90e8\u5206\u3002\u5927\u90e8\u5206\u4ea4\u6613\u90fd\u4f1a\u8bbe\u5b9a\u4e00\u4e2a\u5728\u503a\u5238\u5b58\u7eed\u671f\u95f4\u9700\u4fdd\u6301\u7684\u8d85\u989d\u62b5\u62bc\u7684\u6700\u4f4e\u6c34\u5e73\uff0c\u6709\u7684\u53d1\u884c\u4eba\u4f1a\u91c7\u7528\u65e0\u9012\u51cf\u8d85\u989d\u62b5\u62bc\u7ed3\u6784\uff0c\u5373\u7ef4\u6301\u8d85\u989d\u62b5\u62bc\u6c34\u5e73\u5728\u8d44\u4ea7\u6c60\u539f\u59cb\u91d1\u989d\u7684\u56fa\u5b9a\u767e\u5206\u6bd4\u6c34\u5e73\u6574\u4e2a\u5b58\u7eed\u671f\u90fd\u4e0d\u4e0b\u964d\u3002<\/p>\n<p>\uff085\uff09\u52a0\u901f\u507f\u8fd8\u673a\u5236\uff1a\u7528\u8d85\u989d\u5229\u5dee\u52a0\u901f\u507f\u8fd8\u4f18\u5148\u6863\uff0c\u4ece\u800c\u4f7f\u6b21\u7ea7\u6863\u76f8\u5bf9\u4e8e\u4f18\u5148\u6863\u7684\u6bd4\u4f8b\u589e\u52a0\uff0c\u8d85\u989d\u62b5\u62bc\u6bd4\u4f8b\u589e\u52a0\u3002<\/p>\n<p>\uff086\uff09\u89e6\u53d1\u673a\u5236\uff1a\u7ecf\u8fc7\u5916\u90e8\u62c5\u4fdd\u3001\u4fdd\u9669\u7684Subprime Auto ABS\u901a\u5e38\u4f1a\u8bbe\u5b9a\u903e\u671f\u7387\u3001\u635f\u5931\u7387\u7b49\u4ee3\u8868\u8d44\u4ea7\u6c60\u8d28\u91cf\u6076\u5316\u7684\u89e6\u53d1\u6761\u4ef6\uff0c\u4e00\u65e6\u89e6\u53d1\u5fc5\u987b\u7acb\u5373\u91c7\u53d6\u7ea6\u5b9a\u63aa\u65bd\uff0c\u5982\u5c06\u8d85\u989d\u5229\u5dee\u8f6c\u5165\u6d41\u52a8\u6027\u50a8\u5907\u8d26\u6237\uff0c\u6216\u52a0\u901f\u507f\u8fd8\u4f18\u5148\u6863\uff0c\u6216\u63d0\u9ad8\u8d85\u989d\u62b5\u62bc\u6bd4\u4f8b\u81f3\u76ee\u6807\u6c34\u5e73\u7b49\u3002\u6ca1\u89e6\u53d1\u4e4b\u524d\uff0c\u53ef\u4ee5\u5c06\u8d85\u989d\u5229\u5dee\u5206\u914d\u7ed9\u6b21\u7ea7\u6863\u6295\u8d44\u8005\u3002<\/p>\n<p>\uff087\uff09\u5916\u90e8\u4fdd\u9669\u3001\u62c5\u4fdd\uff1a\u9664\u4e86\u4ee5\u4e0a\u5217\u4e3e\u7684\u4ea4\u6613\u5185\u90e8\u589e\u4fe1\u65b9\u5f0f\u4e4b\u5916\uff0c\u4e5f\u53ef\u4ee5\u901a\u8fc7\u7b2c\u4e09\u65b9\u4fdd\u9669\u516c\u53f8\u6309\u7167\u7ea6\u5b9a\u5bf9\u672c\u606f\u7684\u53ca\u65f6\u652f\u4ed8\u6216\u8005\u5229\u606f\u7684\u53ca\u65f6\u652f\u4ed8\u8fdb\u884c\u4fdd\u9669\u3001\u62c5\u4fdd\uff0c\u572808\u5e74\u4e4b\u524dSubprime Auto ABS\u4ea4\u6613\u4e2d\u5e38\u89c1\u3002<\/p>\n<p>4\u3001\u65e9\u507f\u7387<\/p>\n<p>\u4e0e\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u76f8\u6bd4\uff0c\u6c7d\u8f66\u8d37\u6b3e\u7684\u5408\u540c\u671f\u9650\u77ed\uff0c\u91d1\u989d\u5c0f\uff0c\u4e14\u62b5\u62bc\u7269\u666e\u904d\u968f\u65f6\u95f4\u8d2c\u503c\u800c\u4e0d\u50cf\u623f\u5c4b\u53ef\u4f5c\u4e3a\u6295\u8d44\u54c1\u5347\u503c\uff0c\u5957\u73b0\u878d\u8d44\u7684\u52a8\u673a\u8f83\u4f4e\uff0c\u518d\u878d\u8d44\u4e5f\u8981\u6743\u8861\u603b\u5171\u8282\u7701\u7684\u5229\u606f\u548c\u7f5a\u91d1\u6216\u624b\u7eed\u8d39\uff0c\u65e9\u507f\u7387\u8f83\u4f4e\u4e5f\u8f83\u4e3a\u7a33\u5b9a\u3002\u5c3d\u7ba1\u5982\u6b64\uff0c\u65e9\u507f\u7387\u7684\u53d8\u5316\u4ecd\u4f1a\u5f71\u54cd\u503a\u5238\u6536\u76ca\u7387\uff0c\u5bf9\u77ed\u671f\u4f18\u5148\u6863\uff0c\u5728\u5229\u7387\u66f2\u7ebf\u9661\u5ced\u65f6\uff0c\u65e9\u507f\u8fc7\u5feb\u4f7f\u6536\u76ca\u7387\u4e0b\u964d\uff0c\u957f\u671f\u4f18\u5148\u6863\u5219\u53ef\u80fd\u5728\u65e9\u507f\u7387\u4e0b\u964d\u65f6\u9762\u4e34\u5c55\u671f\u98ce\u9669\uff0c\u6536\u76ca\u7387\u964d\u4f4e\u3002\u5e02\u573a\u60ef\u4f8b\u662f\u6309\u71671.3-1.7ABS(Absolute Prepayment Speed)\u5b9a\u4ef7\uff0c\u4f7f\u7528\u6700\u591a\u7684\u662f1.5ABS\u5b9a\u4ef7,\u5373\u6bcf\u6708\u65e9\u507f\u91d1\u989d\u4e3a\u539f\u59cb\u8d44\u4ea7\u6c60\u76841.5%\u3002\u8fd9\u4e0e\u8fd1\u5341\u51e0\u5e74\u6765\u5386\u53f2\u6570\u636e\u4f4d\u4e8e1.3-1.5%\u533a\u95f4\u6c34\u5e73\u5927\u4f53\u63a5\u8fd1\uff0c\u4f46\u4e0d\u4fdd\u8bc1\u51c6\u786e\u3002\u5728\u8d37\u6b3e\u5229\u7387\u4e0b\u964d\u4f7f\u518d\u878d\u8d44\u6210\u4e3a\u4ef7\u5185\u751a\u81f3\u6df1\u5ea6\u4ef7\u5185\u65f6\uff0c\u65e9\u507f\u7387\u4e0a\u5347\uff0c\u7279\u522b\u662f\u5bf9\u4e8e\u5df2\u7ecf\u8001\u5316\u7684\u8d37\u6b3e\uff0c\u59822-3\u5e74\u540e\uff0c\u501f\u6b3e\u4eba\u66f4\u53ef\u80fd\u8003\u8651\u6362\u8f66\u5e76\u91cd\u65b0\u505a\u8d37\u6b3e\uff0c\u800c\u65b0\u8f66\u6bd4\u4f8b\u9ad8\u7684\u8d44\u4ea7\u6c60\u65e9\u507f\u7387\u5bf9\u5229\u7387\u964d\u4f4e\u7684\u654f\u611f\u5ea6\u66f4\u4f4e\u3002<\/p>\n<p>5\u3001\u6e05\u4ed3\u56de\u8d2d\u6743<\/p>\n<p>Auto 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src='https:\/\/www.962900.com\/wp-content\/uploads\/2023\/12\/1702433174363_2.jpg' ='\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed'\/ alt=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? (https:\/\/www.962900.com\/) \u77e5\u8bc6\u95ee\u7b54 \u7b2c3\u5f20\" title=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? \u77e5\u8bc6\u95ee\u7b54 \u7b2c3\u5f20-\" ><\/p>\n<p>\u4f46\u4e0e\u7f8e\u56fd\u5e02\u573a\u76f8\u6bd4\u4e5f\u5b58\u5728\u4e00\u4e9b\u5dee\u5f02\u3002\u4e00\u662f\u5165\u6c60\u8d37\u6b3e\u3002\u4e2d\u56fd\u6c7d\u8f66\u8d37\u6b3e\u591a\u4e3a\u6d6e\u606f\uff0c\u57fa\u672c\u90fd\u4e3a\u65b0\u8f66\u6d88\u8d39\u8d37\u6b3e\uff1b\u800c\u7f8e\u56fd\u5219\u591a\u4e3a\u56fa\u606f\u8d37\u6b3e\uff0c\u7f8e\u56fd\u4e8c\u624b\u8f66\u4ea4\u6613\u6d3b\u8dc3\uff0c\u4e8c\u624b\u8f66\u4f18\u8d28\u8d37\u6b3e\u751a\u81f3\u53ef\u8fbe\u8d44\u4ea7\u6c60\u7684\u4e00\u534a\u3002\u4e8c\u662f\u6c7d\u8f66\u8d37\u6b3e\u7533\u8bf7\u4eba\u7684\u4fe1\u7528\u3002\u4e2d\u56fd\u6c7d\u8f66\u91d1\u878d\u516c\u53f8\u53d1\u653e\u8d37\u6b3e\u4e3b\u8981\u4f9d\u8d56\u4ece\u4eba\u6c11\u94f6\u884c\u62c9\u53d6\u7684\u7533\u8bf7\u4eba\u4fe1\u7528\u62a5\u544a\uff0c\u548c\u5185\u90e8\u6a21\u578b\u751f\u6210\u4fe1\u7528\u8bc4\u5206\uff0c\u7f8e\u56fd\u6c7d\u8f66\u8d37\u6b3e\u7531\u6c7d\u8f66\u5382\u5546\u7684\u91d1\u878d\u516c\u53f8\u548c\u4e00\u4e9b\u4e13\u95e8\u91d1\u878d\u673a\u6784\u53d1\u653e\uff0c\u666e\u904d\u91c7\u7528FICO\u7b49\u7b2c\u4e09\u65b9\u4fe1\u7528\u8bc4\u7ea7\u673a\u6784\u7684\u8bc4\u5206\uff0c\u518d\u7ed3\u5408\u5185\u90e8\u6a21\u578b\u8bbe\u5b9a\u4f18\u8d28\u548c\u6b21\u7ea7\u8d37\u6b3e\u7684\u6807\u51c6\uff0c\u603b\u4f53\u6765\u770b\uff0c\u6570\u636e\u79ef\u7d2f\u5386\u53f2\u957f\u8303\u56f4\u5e7f\uff0c\u8d37\u6b3e\u7ec6\u5206\u7a0b\u5ea6\u66f4\u9ad8\u3002\u4e09\u662f\u4ea7\u54c1\u7684\u4e8c\u7ea7\u5e02\u573a\u6d41\u52a8\u6027\u3002\u76ee\u524d\u4e2d\u56fd\u6c7d\u8f66\u8d37\u6b3eABS\u548c\u5176\u4ed6\u4e2d\u56fdABS\u4ea7\u54c1\u7c7b\u4f3c\uff0c\u4e8c\u7ea7\u5e02\u573a\u4e0d\u53d1\u8fbe\uff0c \u591a\u6570\u6295\u8d44\u8005\u4e3b\u52a8\u6216\u88ab\u52a8\u7684\u5c06\u4ea7\u54c1\u6301\u6709\u5230\u671f\uff0c\u7f8e\u56fdABS\u5e02\u573a\u4e0a\u6c7d\u8f66\u677f\u5757\u4e8c\u7ea7\u4ea4\u6613\u91cf\u5360\u6bd41\/3\uff0c\u4ea4\u6613\u5546\u80fd\u591f\u5728\u4e8c\u7ea7\u5e02\u573a\u62a5\u4ef7\uff0c\u5e02\u573a\u65e5\u5747\u4ea4\u6613\u91cf\u53ef\u8fbe\u6570\u4ebf\u7f8e\u5143\uff0c\u6d41\u52a8\u6027\u6ea2\u4ef7\u8f83\u4f4e\u3002\u56db\u662f\u4ea7\u54c1\u8fdd\u7ea6\u7387\u548c\u65e9\u507f\u7387\u3002\u4e2d\u56fd\u6c7d\u8f66\u8d37\u6b3eABS\u5b9e\u8d28\u6027\u53d1\u5c55\u5386\u53f2\u5f88\u77ed\uff0c\u7ecf\u5386\u4e86\u5b8c\u6574\u7684\u4ea7\u54c1\u5468\u671f\u7684\u4ea4\u6613\u5f88\u5c11\uff0c\u76ee\u524d\u8fdb\u5165\u8d44\u4ea7\u6c60\u7684\u8d37\u6b3e\u8d28\u91cf\u666e\u904d\u8f83\u597d\uff0c\u800c\u7d2f\u8ba1\u8fdd\u7ea6\u7387\u867d\u7136\u7f13\u6162\u4e0a\u5347\uff0c\u4f46\u7edd\u5bf9\u6c34\u5e73\u4ecd\u7136\u8f83\u4f4e\uff0c\u5728\u5b9a\u4ef7\u65f6\u5e38\u4f7f\u7528\u96f6\u65e9\u507f\u96f6\u8fdd\u7ea6\u7684\u5047\u5b9a\u3002\u636e\u60e0\u8a89\u8bc4\u7ea7\u8ddf\u8e2a\uff0c2015\u5e74\u4ee5\u6765\u53d1\u884c\u7684\u4ea4\u6613\u8fdd\u7ea6\u7387\u7edd\u5927\u90e8\u5206\u4f4e\u4e8e0.8%\uff0c\u65e9\u507f\u7387\u7684\u5206\u5e03\u76f8\u5bf9\u5206\u6563\uff0c\u4f3c\u4e4e\u5927\u591a\u6570\u4ea4\u6613\u7684CPR\u4e00\u76f4\u5728\u589e\u957f\uff0c\u6ca1\u6709\u8bc6\u522b\u51fa\u663e\u8457\u7684\u8001\u5316\u671f\u3002\u7f8e\u56fd\u5e02\u573a\u6bcf\u5e74\u4ea4\u6613\u66f4\u591a\uff0c\u79ef\u7d2f\u4e86\u66f4\u591a\u6570\u636e\uff0c\u89c2\u5bdf\u82b1\u65d7\u94f6\u884c\u8ffd\u8e2a\u6570\u636e\uff0c2009\u5e74\u81f32016\u5e74\u7f8e\u56fd\u6c7d\u8f66\u8d37\u6b3eABS\u7684\u7d2f\u8ba1\u635f\u5931\u7387\u4e0e\u4e2d\u56fd\u5728\u4ea7\u54c1\u751f\u547d\u5468\u671f\u7684\u540c\u4e00\u65f6\u671f\u5927\u81f4\u76f8\u5f53\uff0c2009\u5e74\u53d1\u884c\u7684\u4ea7\u54c1\u662f\u4f8b\u5916\uff0c\u5728\u751f\u547d\u5468\u671f\u7684\u5404\u4e2a\u9636\u6bb5\u90fd\u9ad8\u4e8e\u5176\u4ed6\u5e74\u4efd\u3002\u4e94\u662f\u4ea7\u54c1\u7ec6\u5206\u677f\u5757\u3002\u4e2d\u56fd\u76ee\u524d\u4ee5\u8d2d\u8f66\u8d37\u6b3e\u4e3a\u4e3b\uff0c\u4e5f\u6709\u5176\u4ed6\u6c7d\u8f66\u91d1\u878dABS\u521b\u65b0\u4f46\u4f53\u91cf\u8f83\u5c0f\uff0c\u7f8e\u56fd\u6c7d\u8f66\u8d37\u6b3eABS\u9664\u4e86\u4f18\u8d28\u8d37\u6b3e\u5b50\u677f\u5757\u5916\uff0c\u8fd8\u6709\u6b21\u4f18\u8d37\u6b3e\u3001\u6b21\u7ea7\u8d37\u6b3e\uff0c\u7ecf\u9500\u5546\u8d37\u6b3e\u3001\u957f\u671f\u79df\u8d41\u3001\u77ed\u671f\u79df\u8d41\u3001\u8f66\u961f\u79df\u8d41\u7b49\u591a\u4e2a\u6301\u7eed\u53d1\u5c55\u4e14\u5efa\u7acb\u4e86\u4e00\u5b9a\u4ea4\u6613\u6807\u51c6\u7684\u5b50\u677f\u5757\u3002<\/p>\n<p>\u4e2d\u56fdAuto ABS \u7d2f\u8ba1\u8fdd\u7ea6\u7387<\/p>\n<p><img src='https:\/\/www.962900.com\/wp-content\/uploads\/2023\/12\/1702433174363_3.jpg' ='\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed'\/ alt=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? (https:\/\/www.962900.com\/) \u77e5\u8bc6\u95ee\u7b54 \u7b2c4\u5f20\" title=\"\u6c7d\u8f66\u65e0\u62b5\u62bc\u8d37\u6b3e\u8fd8\u5b8c\u4e86\u600e\u4e48\u529e\u624b\u7eed(\u6c7d\u8f66\u62b5\u62bc\u8d37\u6b3e\u5b8c\u6210\u540e)? \u77e5\u8bc6\u95ee\u7b54 \u7b2c4\u5f20-\" ><\/p>\n","protected":false},"excerpt":{"rendered":"\u6295\u8d44\u8005\u7684\u5e7f\u6cdb\u53c2\u4e0e\u5f97\u76ca\u4e8e\u4ee5\u4e0b\u51e0\u65b9\u9762\u7279\u5f81\uff0c\u9996\u5148\u4ea7\u54c1\u98ce\u9669\u655e\u53e3\u671f\u9650\u8f83\u77ed\uff0c\u5927\u90e8\u5206\u62b5\u62bc\u54c1\u8d37\u6b3e\u7684\u5408\u540c\u671f\u9650\u4e0d\u8d85\u8fc75\u5e74\uff0c\u5c11\u91cf\u4e3a5-7\u5e74\uff0c\u5927\u90e8\u5206\u4f18\u5148\u7ea7\u503a\u5238\u7684\u52a0\u6743\u5e73\u5747\u671f\u9650\u4e0d\u8d85\u8fc72\u5e74\uff0c\u5c11\u91cf\u4e3a2-","protected":false},"author":1,"featured_media":34361,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[4384],"_links":{"self":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts\/30055"}],"collection":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/comments?post=30055"}],"version-history":[{"count":0,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts\/30055\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/media\/34361"}],"wp:attachment":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/media?parent=30055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/categories?post=30055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/tags?post=30055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}