\u8d37\u6b3e\u8981\u6536\u53d6\u54ea\u4e9b\u8d39\u7528\uff1fQ<\/p>\n
\u6211\u53f8\u529e\u7406\u8d37\u6b3e\u9636\u6bb5\u4e0d\u6536\u53d6\u4efb\u4f55\u8d39\u7528\u3002A<\/p>\n
\u4ec0\u4e48\u662f\u8d37\u6b3e\u5e02\u573a\u62a5\u4ef7\u5229\u7387\uff08LPR\uff09\uff1fQ<\/p>\n
\u8d37\u6b3e\u5e02\u573a\u62a5\u4ef7\u5229\u7387\uff08Loan Prime Rate, LPR\uff09\u662f\u7531\u5177\u6709\u4ee3\u8868\u6027\u7684\u62a5\u4ef7\u884c\uff0c\u6839\u636e\u672c\u884c\u5bf9\u6700\u4f18\u8d28\u5ba2\u6237\u7684\u8d37\u6b3e\u5229\u7387\uff0c\u4ee5\u516c\u5f00\u5e02\u573a\u64cd\u4f5c\u5229\u7387\u52a0\u70b9\u5f62\u6210\u7684\u65b9\u5f0f\u62a5\u4ef7\uff0c\u7531\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c\u6388\u6743\u5168\u56fd\u94f6\u884c\u95f4\u540c\u4e1a\u62c6\u501f\u4e2d\u5fc3\u8ba1\u7b97\u5e76\u516c\u5e03\u7684\u57fa\u7840\u6027\u7684\u8d37\u6b3e\u53c2\u8003\u5229\u7387\u3002A<\/p>\n
\u903e\u671f\u6709\u4ec0\u4e48\u5f71\u54cd\uff1fQ<\/p>\n
\u6211\u53f8\u7cfb\u94f6\u4fdd\u76d1\u4f1a\u76d1\u7763\u7ba1\u7406\u7684\u91d1\u878d\u673a\u6784\uff0c\u8bf7\u60a8\u6309\u65f6\u5f52\u8fd8\u8d37\u6b3e\u3002\u903e\u671f\u672a\u5f52\u8fd8\u8d37\u6b3e\uff0c\u6211\u53f8\u5c06\u4e25\u683c\u6309\u7167\u76d1\u7ba1\u8981\u6c42\u4e0a\u4f20\u5f81\u4fe1\u8bb0\u5f55\u3002A<\/p>\n
\u6bcf\u6708\u4ed8\u6b3e\u91d1\u989d\u662f\u600e\u4e48\u6784\u6210\u7684\uff1fQ<\/p>\n
\u529e\u7406\u8d37\u6b3e\u540e\uff0c\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u60a8\u6bcf\u6708\u987b\u6309\u65f6\u507f\u8fd8\u672c\u606f\u53ca\u76f8\u5173\u8d39\u7528\uff0c\u5305\u62ec\u4e86\u672c\u91d1\u3001\u5229\u606f\u3002\u82e5\u60a8\u7684\u8d37\u6b3e\u51fa\u73b0\u903e\u671f\uff0c\u8fd8\u4f1a\u6536\u53d6\u76f8\u5e94\u7684\u6ede\u7eb3\u91d1\u3001\u7f5a\u606f\u4ee5\u53ca\u76f8\u5173\u8d39\u7528\uff0c\u5177\u4f53\u5df2\u5408\u540c\u4e2d\u7684\u76f8\u5173\u7ea6\u5b9a\u4e3a\u51c6\u3002A<\/p>\n
\u5408\u7406\u6d88\u8d39Q<\/p>\n
\u5728\u4e2d\u56fd\u94f6\u884c\u4e1a\u534f\u4f1a\u53d1\u5e03\u7684\u300a\u4e2d\u56fd\u6d88\u8d39\u91d1\u878d\u516c\u53f8\u53d1\u5c55\u62a5\u544a2020\u300b\u4e2d\u663e\u793a\uff0c\u5e74\u8f7b\u7fa4\u4f53\u6d88\u8d39\u9700\u6c42\u8f83\u4e3a\u65fa\u76db\uff0c\u4f46\u6536\u5165\u666e\u904d\u4e0d\u9ad8\uff0c\u4f7f\u5f97\u8fd9\u4e00\u7fa4\u4f53\u5929\u7136\u6210\u4e3a\u6d88\u8d39\u91d1\u878d\u670d\u52a1\u7684\u4e3b\u8981\u5bf9\u8c61\u4e4b\u4e00\uff0c\u4e0d\u5c11\u5e74\u8f7b\u6d88\u8d39\u7fa4\u4f53\u4e5f\u5728\u5bfb\u89c5\u6bd4\u8f83\u597d\u7528\u7684\u6d88\u8d39\u91d1\u878d\u4ea7\u54c1\u3002<\/p>\n
\u8d37\u6b3e\u6709\u98ce\u9669\uff0c\u501f\u6b3e\u9700\u8c28\u614e\u3002\u8bf7\u6839\u636e\u4e2a\u4eba\u80fd\u529b\u5408\u7406\u8d37\u6b3e\uff0c\u7406\u6027\u6d88\u8d39\u3002A<\/p>\n
\u624b\u673a\u53f7\u7801\u5982\u4f55\u53d8\u66f4\uff1fQ<\/p>\n
\u60a8\u53ef\u4ee5\u62e8\u6253\u6211\u53f8\u5ba2\u670d\u70ed\u7ebf\uff08\u5de5\u4f5c\u65e59:00\u81f320\uff1a30\uff0c\u8282\u5047\u65e59\uff1a30\u81f318:00\uff09\u3002\u9526\u56ca\u8d37\u5ba2\u6237\u6682\u4e0d\u652f\u6301\u4fee\u6539APP\u767b\u5f55\u624b\u673a\u53f7\u3002A<\/p>\n
\u6d88\u8d39\u91d1\u878d\u7684\u8d37\u6b3e\u7528\u9014Q<\/p>\n
\u4e2a\u4eba\u7533\u8bf7\u7684\u6d88\u8d39\u91d1\u878d\u8d37\u6b3e\u6839\u636e\u89c4\u5b9a\u53ef\u4ee5\u7528\u4e8e\u8d2d\u4e70\u4e2a\u4eba\u8010\u7528\u6d88\u8d39\u54c1\u548c\u5176\u4ed6\u4e00\u822c\u4e2a\u4eba\u6d88\u8d39\u7528\u9014\uff0c\u4e0d\u53ef\u7528\u4e8e\u8d2d\u4e70\u623f\u5c4b\u548c\u6c7d\u8f66\u3002<\/p>\n
\u8d2d\u4e70\u4e2a\u4eba\u8010\u7528\u6d88\u8d39\u54c1\u5305\u62ec\uff1a\u8d2d\u4e70\u6570\u7801\u4ea7\u54c1\u3001\u8d2d\u4e70\u5bb6\u5177\u3001\u8d2d\u4e70\u5bb6\u7528\u7535\u5668\u7b49\u3002<\/p>\n
\u4e00\u822c\u7528\u9014\u4e2a\u4eba\u6d88\u8d39\u5305\u62ec\uff1a\u65c5\u6e38\u3001\u6559\u80b2\u3001\u5a5a\u5ac1\u3001\u9910\u996e\u3001\u65e5\u5e38\u751f\u6d3b\u6d88\u8d39\u7b49\u3002<\/p>\n
\u6211\u53f8\u4f1a\u6839\u636e\u60a8\u7684\u8d37\u6b3e\u7528\u9014\u5ba1\u6838\u8d44\u91d1\u6d41\u5411\u662f\u5426\u5408\u89c4\uff0c\u8bf7\u786e\u4fdd\u7528\u9014\u4e0e\u5408\u540c\u7ea6\u5b9a\u4e00\u81f4\uff0c\u4e25\u7981\u8d37\u6b3e\u8d44\u91d1\u8fdd\u89c4\u6d41\u5165\u80a1\u5e02\u3001\u697c\u5e02\u4ee5\u53ca\u5176\u5b83\u6295\u8d44\u6027\u9886\u57df\u3002A<\/p>\n
\u8d37\u6b3e\u5229\u606f\u662f\u600e\u4e48\u8ba1\u7b97\u7684\uff1fQ<\/p>\n
\u60a8\u6bcf\u6708\u5e94\u5e94\u507f\u4ed8\u91d1\u989d\u4e2d\u81f3\u5c11\u5305\u62ec\u4e86\u672c\u91d1\u3001\u5229\u606f\u3001\u5ba2\u6237\u670d\u52a1\u8d39\u3002\u5982\u7533\u8bf7\u8868\u4e2d\u7684\u201c\u8ba1\u606f\u65b9\u5f0f\u201d\u4e3a\u6309\u6708\u8ba1\u606f\uff0c\u6bcf\u6708\u7684\u672c\u91d1\u3001\u5229\u606f\u548c\u5ba2\u6237\u670d\u52a1\u91c7\u7528\u7b49\u989d\u672c\u606f\u7684\u8fd8\u6b3e\u65b9\u5f0f\uff0c\u6bcf\u6708\u5229\u606f\u6309\u7167\u5269\u4f59\u8d37\u6b3e\u672c\u91d1\u4e58\u4ee5\u6708\u8d37\u6b3e\u5229\u606f\u8ba1\u7b97\uff0c\u6708\u5ba2\u6237\u670d\u52a1\u8d39\u662f\u6309\u7167\u5269\u4f59\u8d37\u6b3e\u672c\u91d1\u4e58\u4ee5\u6708\u5ba2\u6237\u670d\u52a1\u8d39\u7387\u8ba1\u7b97\u3002\u82e5\u7533\u8bf7\u8868\u4e2d\u7684\u201c\u8ba1\u606f\u65b9\u5f0f\u201d\u4e3a\u6309\u65e5\u8ba1\u606f\u8d39\uff0c\u6bcf\u6708\u7684\u672c\u91d1\u3001\u5229\u606f\u548c\u5ba2\u6237\u670d\u52a1\u8d39\u91c7\u7528\u7b49\u989d\u672c\u606f\u8d39\u8fd8\u6b3e\u65b9\u5f0f\uff0c\u6bcf\u6708\u5229\u606f\u6309\u7167\u5269\u4f59\u8d37\u6b3e\u672c\u91d1\u4e58\u4ee5\u65e5\u5229\u7387\u518d\u4e58\u4ee5\u6bcf\u6708\u5b9e\u9645\u4f7f\u7528\u8d37\u6b3e\u7684\u5929\u6570\u8ba1\u7b97\uff0c\u6bcf\u6708\u5ba2\u6237\u670d\u52a1\u8d39\u6309\u7167\u5269\u4f59\u8d37\u6b3e\u672c\u91d1\u4e58\u4ee5\u65e5\u5ba2\u6237\u670d\u52a1\u8d39\u518d\u4e58\u4ee5\u6bcf\u6708\u5b9e\u9645\u4f7f\u7528\u8d37\u6b3e\u7684\u5929\u6570\u8ba1\u7b97\u3002\u4e0a\u8ff0\u4e24\u79cd\u8ba1\u606f\u8d39\u65b9\u5f0f\u4e0b\uff0c\u8d37\u6b3e\u5229\u606f\u548c\u5ba2\u6237\u670d\u52a1\u8d39\u90fd\u662f\u6309\u6708\u8ba1\u7b97\uff0c\u6bcf\u6708\u8d37\u6b3e\u5229\u606f\u3001\u5ba2\u6237\u670d\u52a1\u8d39\u968f\u5269\u4f59\u8d37\u6b3e\u672c\u91d1\u7684\u51cf\u5c11\u800c\u9012\u51cf\uff0c\u6bcf\u6708\u5e94\u507f\u4ed8\u91d1\u989d\u4e2d\u652f\u4ed8\u7684\u672c\u91d1\u3001\u5229\u606f\u548c\u5ba2\u670d\u52a1\u8d39\u7528\u7efc\u5408\u91d1\u989d\u76f8\u7b49\u3002\u60a8\u53ef\u901a\u8fc7\u8d37\u6b3e\u5408\u540c\u4e86\u89e3\u8be6\u60c5\u3002\u5982\u6709\u7591\u95ee\uff0c\u8bf7\u81f4\u7535\u5ba2\u670d\u7535\u8bdd\u3002A<\/p>\n
\u4f60\u4eec\u6709\u54ea\u4e9b\u8d37\u6b3e\u4ea7\u54c1\uff1fQ<\/p>\n
\u9526\u7a0b\u6d88\u8d39\u91d1\u878d\u7684\u8d37\u6b3e\u4ea7\u54c1\u4e3b\u8981\u6709\u4ee5\u4e0b\u51e0\u7c7b\uff1a<\/p>\n
\u3010\u9526\u56ca\u8d37\u3011\u5e74\u9f84\u6bb5\u572818\u5468\u5c81\uff08\u542b\uff09-55\u5468\u5c81\uff08\u542b\uff09\u7684\u63d0\u4f9b\u7684\u5c0f\u989d\u5faa\u73af\u989d\u5ea6\uff0c\u968f\u501f\u968f\u8fd8\u3002<\/p>\n
\u3010\u9526\u4eab\u8d37\u3011\u9488\u5bf9\u6709\u623f\u4e00\u65cf\u7684\u62b5\u62bc\u7c7b\u8d37\u6b3e\uff0c\u4e2a\u4eba\u6700\u9ad8\u53ef\u8d3720\u4e07\u3002<\/p>\n
\u3010\u9526\u6613\u8d37\u3011\u5e74\u9f84\u6bb5\u572825\u5468\u5c81\uff08\u542b\uff09-55\u5468\u5c81\uff08\u542b\uff09\uff0c\u6709\u7a33\u5b9a\u6536\u5165\u6765\u6e90\u7684\u4eba\u7fa4\uff0c\u65e5\u5e38\u6d88\u8d39\u7684\u5927\u989d\u4fe1\u7528\u8d37\u6b3e\u3002A<\/p>\n
\u65e0\u6cd5\u6536\u5230\u77ed\u4fe1\u600e\u4e48\u529e\uff1fQ<\/p>\n
\u8bf7\u68c0\u67e5\u60a8\u7684\u624b\u673a\u662f\u5426\u8bbe\u7f6e\u4e86\u98de\u884c\u6a21\u5f0f\uff0c\u7f51\u7edc\u901a\u8baf\u662f\u5426\u5f02\u5e38\uff0c\u662f\u5426\u8bbe\u7f6e\u4e86\u77ed\u4fe1\u62e6\u622a\u3002\u5982\u4e00\u76f4\u65e0\u6cd5\u6536\u5230\u77ed\u4fe1\u8bf7\u81f4\u7535\u5ba2\u670d\u70ed\u7ebf\u5de5\u4f5c\u65e59:00\u81f320\uff1a30\uff0c\u8282\u5047\u65e59\uff1a30\u81f318:00\u54a8\u8be2\u3002A<\/p>\n
\u8282\u5047\u65e5\u6216\u665a\u4e0a\u7533\u8bf7\u8d37\u6b3e\u6709\u6ca1\u6709\u5de5\u4f5c\u4eba\u5458\u5ba1\u6279\uff1fQ<\/p>\n
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\u8d37\u6b3e\u5982\u4f55\u7533\u8bf7\uff1fQ<\/p>\n
\u6211\u53f8\u6700\u9ad8\u53ef\u63d0\u4f9b\u989d\u5ea6\u4e3a20\u4e07\u5143\u7684\u4e2a\u4eba\u6d88\u8d39\u8d37\u6b3e\u3002\u60a8\u53ef\u4ee5\u62e8\u6253\u6211\u53f8\u5ba2\u670d\u70ed\u7ebf\u5de5\u4f5c\u65e59:00\u81f320\uff1a30\uff0c\u8282\u5047\u65e59\uff1a30\u81f318:00\u8fdb\u884c\u8fdb\u4e00\u6b65\u54a8\u8be2\u3002A<\/p>\n
\u8d37\u6b3e\u5df2\u7ed3\u6e05\uff0c\u5982\u4f55\u89e3\u9664\u62b5\u62bc\uff1fQ<\/p>\n
\u60a8\u7684\u8d37\u6b3e\u5168\u90e8\u7ed3\u6e05\u540e\uff0c\u6211\u53f8\u4f1a\u4e3a\u60a8\u51c6\u5907\u89e3\u9664\u62b5\u62bc\u7684\u6750\u6599\u3002\u5728\u8d37\u6b3e\u7ed3\u6e05\u540e\u7b2c\u4e8c\u4e2a\u5de5\u4f5c\u65e5\u7b97\u8d77\uff0c\u7ebf\u4e0a\u89e3\u62bc\u5730\u533a\u4f1a\u57285\u4e2a\u5de5\u4f5c\u65e5\u5185\u63d0\u4ea4\u8d44\u6599\u81f3\u623f\u7ba1\u5c40\uff1b\u7ebf\u4e0b\u89e3\u62bc\u5730\u533a\uff0c\u4f1a\u57283-7\u4e2a\u5de5\u4f5c\u65e5\u5185\u5c06\u8d44\u6599\u5bc4\u7ed9\u5f53\u5730\u529e\u7406\u89e3\u62bc\u7684\u5de5\u4f5c\u4eba\u5458\u3002<\/p>\n
\u6e29\u99a8\u63d0\u793a\uff1a\u6211\u53f8\u65e0\u52a0\u6025\u670d\u52a1\u4e5f\u4e0d\u4f1a\u56e0\u6b64\u6536\u53d6\u60a8\u4efb\u4f55\u8d39\u7528\u3002A<\/p>\n
\u7ed3\u6e05\u8bc1\u660e\u5982\u4f55\u7533\u8bf7\uff1fQ<\/p>\n
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\u63d0\u524d\u8fd8\u6b3e\u53ef\u4ee5\u53ea\u8fd8\u4e00\u90e8\u5206\u5417\uff1fQ<\/p>\n
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