\u7528\u623f\u5b50\u62b5\u62bc\u7ed9\u94f6\u884c\u8d37\u6b3e40\u4e07\uff0c10\u5e74\u8fd8\u6e05\uff0c\u6bcf\u6708\u5e73\u5747\u591a\u5c11<\/p>\n
\u4e00\u3001\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u7684\u8d37\u6b3e\u5229\u7387\u6267\u884c\u7684\u662f\u57fa\u51c6\u5229\u73874.90%\uff0c\u8d37\u6b3e40\u4e07\uff0c10\u5e74\u8fd8\u6e05\u7684\u8bdd\uff1a<\/p>\n
\u8d37\u6b3e\u603b\u989d400000\u5143<\/p>\n
\u8fd8\u6b3e\u603b\u989d506771.5\u5143<\/p>\n
\u652f\u4ed8\u5229\u606f106771.5\u5143<\/p>\n
\u8d37\u6b3e\u6708\u6570120\u6708<\/p>\n
\u6708\u5747\u8fd8\u6b3e4223.1\u5143<\/p>\n
\u8ba1\u7b97\u65b9\u6cd5\u53ef\u4ee5\u53c2\u8003\u7f51\u4e0a\u7684\u623f\u8d37\u8ba1\u7b97\u5668\u3002<\/p>\n
\u4e8c\u3001\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u7533\u8bf7\u8d44\u6599\uff1a<\/p>\n
1.\u623f\u4ea7\u8bc1(\u623f\u5c4b\u62b5\u62bc\u94f6\u884c\u8d37\u6b3e\u4e2d\u623f\u4ea7\u8bc1\u3001\u571f\u5730\u8bc1\u662f\u5fc5\u987b\u8981\u7ed9\u94f6\u884c\u62b5\u62bc\u7684)<\/p>\n
2.\u6743\u5229\u4eba\u53ca\u914d\u5076\u7684\u8eab\u4efd\u8bc1<\/p>\n
3.\u6743\u5229\u4eba\u53ca\u914d\u5076\u7684\u6237\u53e3\u672c<\/p>\n
4.\u6743\u5229\u4eba\u7684\u5a5a\u59fb\u8bc1\u660e(\u7ed3\u5a5a\u8bc1\u6216\u6c11\u653f\u5c40\u5f00\u5177\u7684\u672a\u5a5a\u8bc1\u660e)<\/p>\n
5.\u6536\u5165\u8bc1\u660e(\u8fd9\u4e2a\u8bc1\u660e\u5bf9\u623f\u5c4b\u62b5\u62bc\u94f6\u884c\u8d37\u6b3e\u7684\u8d37\u6b3e\u6210\u529f\u60c5\u51b5\u4ee5\u53ca\uff0c\u6700\u9ad8\u7684\u989d\u5ea6\u6709\u6bd4\u8f83\u5927\u7684\u5f71\u54cd\u3002)<\/p>\n
6.\u5982\u623f\u4ea7\u8bc1\u6743\u5229\u4eba\u6709\u672a\u6210\u5e74\u513f\u7ae5,\u8bf7\u63d0\u4f9b\u51fa\u751f\u8bc1<\/p>\n
7.\u5982\u623f\u4ea7\u5185\u8fd8\u6709\u94f6\u884c\u8d37\u6b3e,\u8bf7\u63d0\u4f9b\u539f\u8d37\u6b3e\u5408\u540c\u53ca\u6700\u540e\u4e00\u671f\u7684\u94f6\u884c\u5bf9\u5e10\u5355<\/p>\n
8.\u4e3a\u63d0\u9ad8\u623f\u5b50\u62b5\u62bc\u8d37\u6b3e\u901a\u8fc7\u7387,\u8bf7\u5c3d\u91cf\u591a\u7684\u63d0\u4f9b\u5bb6\u5ead\u5176\u4ed6\u8d22\u4ea7\u8bc1\u660e,(\u5982\u53e6\u5904\u623f\u4ea7\u8bc1\u3001\u80a1\u7968\u3001\u57fa\u91d1\u3001\u73b0\u91d1\u5b58\u647a\u3001\u8f66\u8f86\u884c\u9a76\u8bc1\u7b49\u7b49)<\/p>\n
\u623f\u5b50\u62b5\u62bc\u94f6\u884c\u8d37\u6b3e40\u4e07\uff0c\u4ee310\u5e74\u6bcf\u6708\u8fd8\u6b3e\u591a\u5c11\uff1f<\/p>\n
\u82e5\u60a8\u76ee\u524d\u662f\u60f3\u8bd5\u7b97\u4e00\u4e0b\u6708\u4f9b\u8d44\u8baf\u4ee5\u4f5c\u53c2\u8003\uff0c\u8bf7\u60a8\u5f00\u542f\u4ee5\u4e0b\u8fde\u7ebf\uff1a:cmbchina.\/CmbWebPubInfo\/Cal_Loan_Per.aspx?chnl=dkjsq \u5c1d\u8bd5\u4f7f\u7528\u76ee\u524d\u8d37\u6b3e\u7684\u57fa\u51c6\u5229\u7387\u8bd5\u7b97\u6708\u4f9b\u3002<\/p>\n
\u82e5\u60a8\u6240\u5728\u57ce\u5e02\u6709\u62db\u884c\uff0c\u53ef\u901a\u8fc7\u62db\u884c\u5c1d\u8bd5\u7533\u8bf7\u8d37\u6b3e\uff0c\u8d37\u6b3e\u5229\u7387\u9700\u8981\u7ed3\u5408\u60a8\u7533\u8bf7\u7684\u4e1a\u52a1\u54c1\u79cd\u3001\u4fe1\u7528\u72b6\u51b5\u3001\u62c5\u4fdd\u65b9\u5f0f\u7b49\u56e0\u7d20\u8fdb\u884c\u7efc\u5408\u7684\u5b9a\u4ef7\uff0c\u9700\u7ecf\u529e\u7f51\u70b9\u5ba1\u6279\u540e\u624d\u80fd\u786e\u5b9a\u3002<\/p>\n
\u8d37\u6b3e\u516d\u4e07\u56db\u5e740.45%\u6bcf\u6708\u5e73\u5747\u8fd8\u591a\u5c11\uff1f<\/p>\n
0.45% \u662f \u6708\u5229\u7387 \u5427\uff1f<\/p>\n
\u5982\u679c \u6708\u5229\u7387=0.45%<\/p>\n
\u516c\u5f0f\uff1a \u6708\u8fd8\u6b3e\u989d=\u8d37\u6b3e\u989d* \u6708\u5229\u7387 \/\u30101-(1+\u6708\u5229\u7387)^-\u8fd8\u6b3e\u6708\u6570\u3011<\/p>\n
\u6708\u8fd8\u6b3e\u989d=60000* 0.45% \/\u30101-(1+0.45%)^-48\u3011= 1,392.66 \u5143<\/p>\n
\u5e74\u5229\u7387\u662f5.4%\uff0c \u6bcf\u6708\u8fd8\u6b3e 1,392.66 \u5143 \u3002<\/p>\n
\u623f\u5c4b\u62b5\u62bc\u94f6\u884c\u8d37\u6b3e15\u4e07\uff0c\u4e94\u5e74\u8fd8\u6e05\uff0c\u6bcf\u6708\u8fd8\u591a\u5c11\uff1f<\/p>\n
\u623f\u5b50\u62b5\u62bc\u8d37\u6b3e15\u4e07\uff0c\u6309\u63ed\u4e94\u5e74\uff0c\u6309\u7167\u73b0\u5728\u94f6\u884c\u7684\u57fa\u51c6\u5229\u7387\u4e0d\u4e0a\u6d6e\u7684\u6807\u51c6\uff0c\u6708\u4f9b\u5982\u4e0b\uff1a<\/p>\n
\u7b49\u989d\u672c\u606f\u8fd8\u6b3e\u6cd5\uff1a<\/p>\n
\u8d37\u6b3e\u603b\u989d 150000.00 \u5143<\/p>\n
\u8fd8\u6b3e\u6708\u6570 60 \u6708<\/p>\n
\u6bcf\u6708\u8fd8\u6b3e 2847.90 \u5143<\/p>\n
\u603b\u652f\u4ed8\u5229\u606f 20873.85 \u5143<\/p>\n
\u672c\u606f\u5408\u8ba1 170873.85 \u5143<\/p>\n
\u7b49\u989d\u672c\u91d1\u8fd8\u6b3e\uff1a<\/p>\n
\u8d37\u6b3e\u603b\u989d 150000.00 \u5143<\/p>\n
\u8fd8\u6b3e\u6708\u6570 60 \u6708<\/p>\n
\u9996\u6708\u8fd8\u6b3e 3156.25 \u5143<\/p>\n
\u6bcf\u6708\u9012\u51cf\uff1a10.94 \u5143<\/p>\n
\u603b\u652f\u4ed8\u5229\u606f 20015.63 \u5143<\/p>\n
\u672c\u606f\u5408\u8ba1 170015.63 \u5143<\/p>\n
\u94f6\u884c\u8d37\u6b3e25\u4e07 \u5341\u4e94\u5e74\u8fd8 \u5229\u606f\u591a\u5c11 \u6bcf\u6708\u5e73\u5747\u8fd8\u591a\u5c11 \u8fd8\u6b3e\u591a\u5c11\u5e74\u624d\u5212\u7b97<\/p>\n
\u60a8\u597d\uff0c\u5982\u679c\u60a8\u5728\u6211\u884c\u529e\u7406\u8d37\u6b3e\uff0c\u8d37\u6b3e\u7684\u6708\u4f9b\u8fd8\u6b3e\u91d1\u989d\u9700\u63d0\u4f9b\u4ee5\u4e0b\u8981\u7d20\u8fdb\u884c\u8ba1\u7b97\uff1a\u603b\u91d1\u989d\u3001\u8d37\u6b3e\u671f\u9650 \u3001\u8d37\u6b3e\u6267\u884c\u5229\u7387\u3001\u8d37\u6b3e\u7684\u5177\u4f53\u8fd8\u6b3e\u65b9\u5f0f\uff0c\u4ee5\u4e0a\u8d44\u8baf\u9700\u8981\u8d37\u6b3e\u7ecf\u529e\u884c\u5177\u4f53\u7a3d\u6838\u60a8\u7684\u7efc\u5408\u8d44\u8baf\u540e\u624d\u80fd\u786e\u5b9a\uff0c\u5982\u679c\u60a8\u53ea\u662f\u60f3\u8bd5\u7b97\u4e00\u4e2a\u5927\u6982\u7684\u8d44\u8baf\uff0c\u8bf7\u60a8\u5f00\u542f:cmbchina.\/CmbWebPubInfo\/Cal_Loan_Per.aspx?chnl=dkjsq \u4f7f\u7528\u7406\u8d22\u8ba1\u7b97\u5668\u8fdb\u884c\u8bd5\u7b97\uff08\u8bd5\u7b97\u7ed3\u679c\u4ec5\u4f9b\u53c2\u8003\uff09\u3002\u6ce8\uff1a\u5b9e\u9645\u5404\u9879\u8d37\u6b3e\u8d44\u8baf\u8fd8\u9700\u7b49\u7ecf\u529e\u884c\u7a3d\u6838\u540e\u624d\u80fd\u786e\u5b9a\uff0c\u4e14\u4eba\u884c\u540e\u7eed\u5982\u6709\u53d8\u52a8\u8d37\u6b3e\u57fa\u51c6\u5229\u7387\uff0c\u4e2a\u4eba\u8d37\u6b3e\u6267\u884c\u5229\u7387\u53ef\u80fd\u4e5f\u4f1a\u53d8\u52a8\uff0c\u6700\u7ec8\u53ef\u80fd\u5bfc\u81f4\u6708\u4f9b\u91d1\u989d\u53d8\u5316\u3002\u611f\u8c22\u60a8\u7684\u5173\u6ce8\u4e0e\u652f\u63f4\uff01<\/p>\n
\u623f\u5b50\u62b5\u62bc\u7ed9\u94f6\u884c\u8d37\u6b3e\u53ef\u4ee5\u8d37\u591a\u5c11<\/p>\n
\u5177\u4f53\u8981\u770b\u8d37\u6b3e\u7528\u9014\uff0c\u82e5\u5728\u62db\u884c\u7533\u8bf7\u8d37\u6b3e\uff0c\u6211\u884c\u6709\u4e2a\u4eba\u6d88\u8d39\u8d37\u6b3e\uff0c\u662f\u6211\u884c\u5411\u81ea\u7136\u4eba\u53d1\u653e\u7684\uff0c\u7528\u4e8e\u8d2d\u8f66\u3001\u8d2d\u8f66\u4f4d\u3001\u88c5\u4fee\u3001\u6559\u80b2\u5b66\u8d44\u3001\u5927\u5b97\u6d88\u8d39\u8d2d\u7269\u3001\u65c5\u6e38\u7b49\u4e2a\u4eba\u6216\u5bb6\u5ead\u5408\u6cd5\u6d88\u8d39\u7528\u9014\u7684\u8d37\u6b3e\uff0c\u4e00\u822c\u662f\u4f7f\u7528\u623f\u4ea7\u62b5\u62bc\u7684\u65b9\u5f0f\u62c5\u4fdd\u529e\u7406\u3002\u60a8\u9700\u8981\u901a\u8fc7\u67dc\u53f0\u4e2a\u8d37\u90e8\u95e8\u63d0\u4f9b\u60a8\u7684\u4e2a\u4eba\u8d44\u8baf\u4ee5\u53ca\u5177\u4f53\u8d44\u91d1\u7528\u9014\u8bc1\u660e\u529e\u7406\u7533\u8bf7\u3002<\/p>\n
\u4e00\u822c\u4ee5\u5546\u54c1\u4f4f\u623f\u4f5c\u4e3a\u62b5\u62bc\u7269\u7684\uff0c\u62b5\u62bc\u7387\u6700\u9ad8\u4e0d\u8d85\u8fc7\u623f\u4ea7\u8bc4\u4f30\u73b0\u503c\u768470%\uff1b\u4ee5\u5546\u4e1a\u7528\u623f\u4f5c\u4e3a\u62b5\u62bc\u7269\u7684\uff0c\u62b5\u62bc\u7387\u6700\u9ad8\u4e0d\u8d85\u8fc7\u623f\u4ea7\u8bc4\u4f30\u51c0\u503c\u768460%\u6216\u8bc4\u4f30\u73b0\u503c\u768450%\u3002\u7528\u9014\u4e3a\u6559\u80b2\u5b66\u8d44\u7684\uff0c\u671f\u9650\u4e0d\u8d85\u8fc78\u5e74\uff08\u542b\uff09<\/p>\n
\u94f6\u884c\u8d37\u6b3e\u62b5\u62bc\u623f\u5b50\u8d37\u6b3e20\u4e0710\u5e74\u8fd8\u6e05\u600e\u4e48\u7b97<\/p>\n
\u4f60\u8fd8\u5f97\u544a\u8bc9\u6211\u4eec\u5229\u7387\u591a\u5c11\u554a\uff1f<\/p>\n
\u5efa\u8bae\uff1a\u6709\u4e2a\u53eb\u505a\u7406\u8d22\u8ba1\u7b97\u5668\u7684\u5c0f\u4e1c\u897f\uff0c\u4f60\u53bb\u641c\u7d22\u4e0b\u8f7d\u4e00\u4e2a\u3002\u53ea\u8981\u77e5\u9053\u8d37\u6b3e\u91d1\u989d\uff0c\u5229\u7387\uff08\u4e00\u822c\u90fd\u662f\u6708\u7387\uff09\uff0c\u671f\u9650\uff08\u4e00\u822c\u6309\u7167\u591a\u5c11\u4e2a\u6708\u7b97\uff09\uff0c\u7136\u540e\u8fd8\u6709\u9009\u9879\u662f\u7b49\u989d\u672c\u606f\u6216\u8005\u7b49\u989d\u672c\u91d1\uff0c\u4f60\u8bd5\u7528\u4e00\u4e0b\u5c31\u77e5\u9053\u4e86<\/p>\n
\u6211\u60f3\u7528\u623f\u5b50\u62b5\u62bc\u94f6\u884c\u8d37\u6b3e20\u4e07,20\u5e74\u8fd8\u6e05,\u6708\u4f9b\u5229\u606f\u591a\u5c11\u94b1?<\/p>\n
\u60a8\u597d\uff0c\u8bf7\u95ee\u60a8\u8d37\u6b3e\u7684\u8d44\u91d1\u7528\u9014\u662f\u4ec0\u4e48\u5462\uff1f\u51c6\u5907\u5728\u54ea\u4e2a\u57ce\u5e02\u7533\u8bf7\u5462\uff1f\u5efa\u8bae\u60a8\u53ef\u4ee5\u901a\u8fc7\u201c\u7ebf\u4e0a\u5ba2\u670d\u201d:forum.cmbchina.\/cmu\/icslogin.aspx?from=B&logincmu=0\u6839\u636e\u60a8\u7684\u5177\u4f53\u60c5\u51b5\u8be6\u7ec6\u4e86\u89e3\u3002\u611f\u8c22\u60a8\u7684\u5173\u6ce8\u4e0e\u652f\u63f4\uff01<\/p>\n
\u623f\u5b50\u62b5\u62bc\u7ed9\u94f6\u884c\u8d37\u6b3e33.8\u4e0710\u5e74\u5229\u606f\u662f\u591a\u5c11<\/p>\n
\u76ee\u524d\u4eba\u884c\u516c\u5e03\u76840-6\u6708(\u542b6\u6708)\u8d37\u6b3e\u5e74\u5229\u7387\u662f4.35% \uff0c6\u6708-1\u5e74(\u542b1\u5e74)\u662f4.35%\uff0c1-3\u5e74(\u542b3\u5e74)\u662f4.75%\uff0c3-5\u5e74(\u542b5\u5e74)\u662f4.75%\uff0c5-30\u5e74(\u542b30\u5e74)\u662f4.90% \u3002\u5982\u679c\u662f\u9996\u5957\u623f\u8d2d\u4e70\u7684\u8bdd\u4eab\u53d7\u4f18\u60e0\u6700\u4f4e\u53ef\u4ee5\u8fbe\u5230\u57fa\u51c6\u5229\u7387\u4e0b\u6d6e30%~<\/p>\n
\u623f\u5c4b\u62b5\u62bc\u94f6\u884c\u8d37\u6b3e40\u4e0720\u5e74\u8fd8\u6e05\u6309\u76ee\u524d\u5229\u7387\u6bcf\u6708\u591a\u5c11\u94b1<\/p>\n
\u548c\u94f6\u884c\u4e0d\u4e00\u6837\uff0c\u62b5\u62bc\u8d37\u6b3e\u56db\u5927\u94f6\u884c\u7684\u6708\u606f\u57280.6%\u5de6\u53f3\u3002\u7b97\u4e0b\u6765\u6bcf\u6708\u8fd83149.4<\/p>\n","protected":false},"excerpt":{"rendered":"\u7528\u623f\u5b50\u62b5\u62bc\u7ed9\u94f6\u884c\u8d37\u6b3e40\u4e07\uff0c10\u5e74\u8fd8\u6e05\uff0c\u6bcf\u6708\u5e73\u5747\u591a\u5c11\u4e00\u3001\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u7684\u8d37\u6b3e\u5229\u7387\u6267\u884c\u7684\u662f\u57fa\u51c6\u5229\u73874.90%\uff0c\u8d37\u6b3e40\u4e07","protected":false},"author":1,"featured_media":34361,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[5167],"_links":{"self":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts\/34473"}],"collection":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/comments?post=34473"}],"version-history":[{"count":0,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/posts\/34473\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/media\/34361"}],"wp:attachment":[{"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/media?parent=34473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/categories?post=34473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.962900.com\/wp-json\/wp\/v2\/tags?post=34473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}